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Shri Vajpayee Bankable Scheme: Scheme to provide financial loans / assistance to cottage industry artisans through nationalized banks, co-operative banks, public sector banks, private banks.

( 1 ) Purpose : - Under this scheme the intention is to provide self employment to the unemployed persons in urban and rural areas of Gujarat. People with disabilities or blind people will also be able to avail the benefits of this scheme. 

( 2 ) Eligibility of the scheme : 

1 . Age: 18 to 65 years

2 . Educational Qualification : At least Std-4 (four) pass or

Training / Experience : Must have at least 3 months training from a private institute suitable for the profession or at least one month training from a government recognized institute or have one year business related experience or inherited artisan.

3 . There is no income limit.

( 3 ) Bank through loan borrowers maximum limits :

(1) Maximum 8 lakh for industry sector.

(Ii) Maximum 8 lakh for service sector.

(2) Maximum 8 lakh for trade sector.

( 3 ) Assistance rate on loan amount : Assistance rate for industry, service and trade sector under this scheme will be as under.

Area General Category Scheduled Caste / Scheduled Tribe / Ex-Serviceman / Women / 40% Blind or Handicapped
  • Rural ૨૫% ૪૦%
  • Urban ૨૦% ૩૦%

( 2 ) Maximum limit of assistance : 

Order                              Field                           Aid amount limit ( amount in rupees )
૧                                      Industry                      ₹.૧,૨૫,૦૦૦
૨                                      Service                      ₹.૧,૦૦,૦૦૦
૩                                     Trade                          General Category                 Urban ₹.૬૦,૦૦૦
                                                                                                                        Rural ₹.૭૫,૦૦૦
                                                                           Reserve category                 Urban / Rural ₹.૮૦,૦૦૦
Note : In case of blind or disabled beneficiary, the maximum assistance for any sector will be Rs. 1,25,000 /-. 


Important Links:
A scheme for providing financial assistance to the craftsmen of Cottage Industries through Nationalised Banks, Co-operative banks, Public sector Banks or Private Banks.


Purpose: This scheme aims to supply self-employment to the unemployed persons in urban and rural areas. Disabled and blind persons are also eligible to take benefits under this scheme.
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